Welcome to the

Palm Coast Association of Health Underwriters!


 Upcoming Events


NAHU/PCAHU THE association to join as a Partner Member!  







 February 1,  2017

11:30  AM -   Networking

12 Noon -  Lunch & Guest Speaker

12 Noon -  Lunch & Guest Speaker
                    Cesar Santiago -  Senior Benefits Advisor DOL
Cesar Santiago currently works as a Senior Benefits Advisor for the Employee Benefits Security Administration at the Department of Labor. He began working for the agency in 2011. Mr. Santiago previously worked for the Internal Revenue Service and the Social Security Administration. He is a graduate of Haverford College with a degree in Economics and Temple University’s Beasley School of Law.
The Employee Benefits Security Administration is responsible for administering and enforcing the fiduciary, reporting and disclosure provisions of Title 1 of the Employee Retirement Income Security Act (ERISA) of 1974.  The goal of Title 1 of ERISA is to protect the interests of participants and their beneficiaries in employee benefit plans.                  


 Luncheon Sponsor

Camie Buell
Office: 561-743-2898
Cell: 561-889-4236


               1:30 to 3:30 PM -  C.E.
                  Taxes and Penalties and Fines, Oh My!
                     Course ID # 97145 -   Course Offering #1058769

  • What are the penalties an employer faces if COBRA isn't administered correctly?
  • If the Section 125 Plan document is missing or outdated? If the nondiscrimination test fails?
  • If a 5500 wasn't filed?
  • If they didn't distribute their Welfare Plan SPD?
  • If they didn't file the 1094 1095 forms, or if they are late?



Susan P. Luskin, FLMI, CLU, CEBS, RHU, ChHC
Diversified Administration, Inc.
6161 Washington Street
Hollywood, Fl. 33023
(954) 983-9970  Fax (954) 983-9695

  EFFECTIVE .. IMMEDIATELY!                       

Pre-Paid Registration is needed for this meeting
which will be handled through PayPal
We will accept cash, check, credit card at door if necessary
but the preferred method is 
online credit card payment 
which is readily offered upon online registration.

NOTE: Without RSVP,  pay an additional $10


               RSVP Deadline - Tuesday, January 31, 2017

  Cancellation Policy:  Kindly notify us of any cancellations at least 48 hours prior to the event. Reservations not cancelled will likely be invoiced.

Your cooperation is greatly appreciated!

contact pcahu@pcahu.org






 We want to hear from our members about their successes and why they are members of NAHU. We have a new email address, testimonials@nahu.org, for members to send a little testimonial of why they are members and what NAHU has done for them. Similar to Brokers Making a Difference, but these are stories from members and not clients. We will be promoting this at Capitol Conference and Annual Convention with stickers saying “I’m IN.” So send in your testimonials and promote this to your members.

                                     Upcoming Programs ... Mark Your Calendar


Wednesday, March 1, 2017
"Capital Conference Recap"
   + 1 hr CE (tba)

       Wednesday, February 1, 2017 

 Cesar Santiago, Senior Benefits 
Advisor DOL 
+ 2 hrs CE: "Taxes & Penalties
& Fines, OH MY!"  Susan Luskin
ID #: 97145; Offering # 1058769

Wednesday, April 5, 2017
        "PCAHU EXPO" 


Wednesday, May 3, 2017
"Long Term Care Insurance



Cancellation Policy:

Kindly notify us of any cancellations at least 48 hours prior to the event.
Reservations not cancelled will likely be invoiced.

Your cooperation is greatly appreciated!

For more meeting information,

contact pcahu@pcahu.org


We Look Forward To Seeing You !!